Managing Non-Performing Loans: Strategies for Effective Bank Management

Introduction

The management of non-performing loans (NPLs) is a crucial aspect of banking operations, particularly in maintaining financial stability and profitability. Non-performing loans refer to loans in which the borrower is unable to make scheduled payments for a specific period, typically 90 days. This report aims to explore effective strategies for managing NPLs to minimize their impact on banks and ensure long-term viability in a competitive financial landscape.

Main Body

Ef